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LEGAL PROTECTION DATA

This page contains some basic data on legal protection insurance worldwide. Countries included are: Austria, Belgium, Canada, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Japan, Latvia, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, South Africa, Spain, Switzerland, Turkey, the United Kingdom, and the USA. To see the data, click on the titles and move the cursor over the graphs to see more details.
The last update was done on 15 January 2018.

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National growth rates are very heterogeneous and vary substantially. While market growth has been constant in Austria, the Czech Republic, Germany, and Portugal over the past years, France has seen a high growth rate of above 9% in 2014 and of around 7.5% in 2015 and 2016. Countries, where legal protection is relatively new usually score higher than the average, e.g. Canada, the Czech Republic, Norway and Turkey. In 2016, the average growth rate was 4.29% while growth in the 6 countries that represent 83% of the European market [1] was at 5.29%. 

[1] Austria, Belgium, France, Germany, the Netherlands, the UK

Sources: national Supervisory Authorities, Insurance Associations, RIAD members, and Insurance Europe
Notes: the growth of almost 10% for Belgium in 2014 was due to a change in legislation, i.e. for the first time lawyer fees were submitted to VAT which forced insurers to increase premiums. According to data of the Polish Insurance Association, the Polish market contracted by minus 37% between and 2014 (PLN 79,897,000) and 2013 (PLN 126,218,000), increased by 119% in 2015 (PLN 175,263,000), and decreased again in 2016 (PLN 74,563,000; -57.46%). The figures for Poland seem to lack consistency but we have not been able to ascertain the reasons for these disproportional variations. Possible reasons could be a change in legislation or reporting. 

Disclaimer: although all information used for this publication was taken carefully from reliable sources, RIAD does not accept any responsibility for the accuracy or the comprehensiveness of the information given. The information provided is for information purposes only and, in no event, shall RIAD be liable for any loss or damage arising from the use of this information.