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LEGAL PROTECTION DATA

This page contains some basic data on legal protection insurance worldwide. Countries included are: Austria, Belgium, Canada, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Japan, Latvia, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, South Africa, Spain, Switzerland, Turkey, the United Kingdom, and the USA. To see the data, click on the titles and move the cursor over the graphs to see more details.
The last update was done on 15 January 2018.

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The penetration rate [1] indicates the importance and level of development of legal protection insurance in the respective country since it shows how much a society spends on it in relation to other goods and services. In 2016 Austria (0.1565%) ranks top, followed by Belgium (0.1234%), Germany (0.1223%), the Netherlands (0.0989%), Switzerland (0.0903%), and France (0.0577%). Penetration rates are declining in Greece because of the ongoing economic crisis. In 2015, penetration rates declined in Luxembourg due to the fact that GDP has been growing much faster than premiums, and the Netherlands because of a combination of moderate growth of GDP and a minor contraction in the premium income. 

[1] Ratio of national gross written premiums to the gross domestic product (GDP) at current market prices in a particular year

Sources: IMF (for GDP), national Supervisory Authorities, Insurance Associations, Insurance Europe, and RIAD members
Notes: premiums for Norway, South Africa (2015 and 2016) are estimates; for the UK only  income of RIAD members (approx. 80% of the market) is included

Disclaimer: although all information used for this publication was taken carefully from reliable sources, RIAD does not accept any responsibility for the accuracy or the comprehensiveness of the information given. The information provided is for information purposes only and, in no event, shall RIAD be liable for any loss or damage arising from the use of this information.